You won $X advertised — what do you actually keep? Enter a jackpot, pick a state, and see the lump-sum and 30-year annuity outcomes side by side after 2025 federal brackets and state withholding.
Jackpot
The big number on the billboard. Annuity total — not cash.
Powerball & Mega Millions cash values usually land 50-65%. Default 60%.
Residency
California doesn't tax lottery winnings — federal only.