Lottery Tax Calculator

You won $X advertised — what do you actually keep? Enter a jackpot, pick a state, and see the lump-sum and 30-year annuity outcomes side by side after 2025 federal brackets and state withholding.

Jackpot

The big number on the billboard. Annuity total — not cash.

Powerball & Mega Millions cash values usually land 50-65%. Default 60%.

Residency

California doesn't tax lottery winnings — federal only.